Freight Factoring Services
in New York

Fast. Transparent. Built for New York trucking companies.
Cash flow shouldn’t slow down your business. At FactorTek, we help New York-based trucking companies get paid faster with freight factoring designed for small fleets and owner-operators. Whether you’re hauling across the Bronx or running loads into Upstate, our flexible factoring services in New York keep your wheels and revenue moving.
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Why New York Truckers
Choose FactorTek

Operating a trucking business in New York isn’t easy—between high operating costs, delayed broker payments, and tight delivery schedules, cash flow can become a daily stressor. FactorTek helps truckers like you unlock working capital without the headaches.Here’s how we stand out from other NY factoring companies:
🔹 Fast Approvals, Same-Day Funding: Get set up quickly and receive payment on invoices within hours—not days.
🔹 Clear, Low Rates: No confusing contracts, no surprise fees. Just straightforward pricing.
🔹 Tailor Made for New York Trucking: From NYC boroughs to Buffalo lanes, we know your routes and your needs.
🔹 Friendly, Local Support: Skip the call centers—get real service from factoring pros who understand trucking.
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Why Choose FactorTek
Fuel Advances

Fuel Advances

Need to fill up before pickup? Get an advance as soon as you accept a load—ideal for expensive New York and Northeast routes.
Non-Recourse Factoring

Non-Recourse Factoring

We assume the credit risk on approved loads—if your broker or shipper doesn’t pay, you’re still protected.
Back-Office Support

Back-Office Support

We handle collections, credit checks, and paperwork so you can focus on driving. Free up time, not just cash.

Why Local Expertise Matters in New York

Unlike national companies that treat every region the same, FactorTek understands the New York trucking market, from tight Manhattan deliveries to upstate distribution routes.

We serve:
🔹 New York City (Bronx, Brooklyn, Manhattan, Queens, Staten Island)
🔹 Long Island (Nassau, Suffolk)
🔹 Albany, Buffalo, Rochester, and beyond
Our team tracks New York-specific freight rates, broker patterns, and fuel costs, helping you make smarter business decisions.
Why Local Expertise Matters in New York

Advantages of Using Freight Factoring in New York

New York factoring offers a unique edge in this ever-changing market. With FactorTek, you'll enjoy financial stability that empowers growth. Say goodbye to cash flow worries and hello to endless opportunities.

Benefits of Truckers' Funding in New York:

🔹 Eliminate cash flow gaps
🔹 Take on more loads confidently
🔹 Cover fuel, tolls, and repairs without delays
🔹 Avoid predatory loans or merchant cash advances
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How to Apply for Factoring Services in New York

Getting started with our invoice factoring in New York is fast and easy:
🔹 Apply Online or Call Us: Fast, free setup with minimal paperwork.
🔹 Submit Invoices: Send freight bills after delivery.
🔹 Get Paid Today: We advance up to 95% within hours.
🔹 We Collect Payment: Once the broker pays, you get the rest minus our small fee.

Ready to Start Factoring in New York?

Whether you're hauling into JFK or up the I-87, FactorTek is your trusted partner for fast funding and clear communication.
‍
‍Call Us: (786) 297-7775
Hours: Mon–Fri, 8 AM – 5 PM EST

Get paid with our freight factoring services in New York today and keep your trucking business rolling strong in the Empire State.

Hear it from Our Clients

FactorTek is not only my factoring service provider, it also advised me on key issues and provided back-office support. Thank you very much for everything; you don't know how happy you have made me!
It is an excellent company since it has very good support staff. I am very grateful to them since they are efficient with everything.
I had issues with other factoring companies, but Factortek supported me throughout. Payments are punctual, and customer service is excellent, available in Spanish. Communication is fluid. Highly recommended. Factortek is the solution.
Very good experience that you have with them, my payments are always on time, they always help me with any questions, never any problems and above all, they are very attentive and the payments are very fast, they are super friendly
Very good factory. I previously worked with another factory that gave me problems, but with Factortek, everything went well. Thanks to their excellent workers and support, they resolved issues quickly. Their professionalism made a big difference.
We are pleased with the service they provide, they are efficient in their work. They respond quickly to any concerns.
They are the best, there is no other factoring with better preparation than the FactorTek team.
Tengo la mejor opinión al respecto, son un magnífico equipo, eficientes, y siempre contribuyendo al crecimiento de sus clientes, muy profesionales, confiables, la mejor opción sin dudas para cualquier negocio que quiera estabilidad financiera.

FAQs About Factoring in New York

What’s the difference between recourse and non-recourse factoring?

Recourse factoring means you're liable if your client doesn’t pay. With non-recourse factoring, FactorTek takes the credit risk—your cash stays protected.

Are there long-term contracts?

Nope. Our factoring plans are month-to-month, giving you full flexibility.

Do you work with new businesses or startups?

Yes! FactorTek supports new trucking businesses and single-truck owner-operators.

How fast can I receive payment from your factoring services in New York?

Most of our clients in New York receive funding the same day invoices are submitted. Quick cash flow access is critical in high-expense areas like NYC, and we ensure you're paid fast to cover fuel, tolls, and repairs.

Apply for Freight Factoring in New York